So you’re going on a trip. Fantastic! Exciting! But what sort of trip are you planning to take? Is it for business or pleasure? Where are you headed? Who are you going with? Just what kind of travel experience do you want?

Traveling on a budget can give you all sorts of experiences, depending on a) your budget, b) where you want to go, and c) what you want to do. Everyone’s budget will be different, and traveling on a budget means knowing how much money you can afford to spend and sticking to that amount. So if you have a budget of two thousand dollars, your travel experience will be different from someone who has a budget of ten thousand dollars. It’s all relative to the dollar amount, but knowing some tricks to help you save money while traveling will make your dollars stretch further therefore increasing your travel experience.

Do you want to travel overseas? Do you want to travel around your home country? Do you want to stay in luxury accommodation or are you going to back- pack? Are you traveling with children or are you honeymooning? Are you traveling with a bunch of friends or are you keen to experience a group tour with strangers? Do you want to go to popular tourist sites or do you want to experience a destination’s way of living in remote areas? 

All these questions are things you need to ask yourself before you begin to plan your trip. You can either plan your trip with your budget in mind, or plan your trip, work out how much money you’ll need and save until you can get there. The first is probably a little easier to do because when the travel bug hits, you generally want to take off as soon as possible. Knowing your budget can guide you in making your decision of how and where you will be traveling. But if you have your heart set on a trip of a lifetime to an exotic island in the Pacific then you will need to save accordingly. It’s your choice.

Once you know what type of experience you are after, it’s time to work out the best way to get it on your available funds. Traveling on a budget is easier than you think these days. No longer does it mean living on stale food and sleeping in questionable accommodation. If you are wise and spend some time investigating deals to your chosen destination you could be able to enhance your traveling experience more than you thought possible. A bit of research will get you a long way when traveling on a budget.

This article is brought to you by: Stuart S. Travel – Your Online Travel Guru

www.stuartstravel.com

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Stuart S. Travel / Your All World Online Travel Guru:
Sherry Hardesty has been a professional flight attendant for over 15 years. Her experience is extensive and she provides professional travel consulting and booking services at http://www.stuartstravel.com

You are going traveling. You have lots of expenses to cover. You need to pay for your air fare, your accommodation, your food, your travel while away, cultural experiences and the list goes on. You want to save money so you decide not to bother with travel insurance. You are going on the trip of a lifetime so nothing will go wrong. It’s an unnecessary expense so you don’t need it. Wrong. Very wrong. Traveling with out insurance can be the biggest mistake you make when organizing your trip and a very costly one.

What is travel insurance? Well there are two kinds of insurance to look at when traveling.

1. Travel insurance, (sometimes called trip insurance) which covers cancellations, delays, lost baggage and emergencies.

2. Travel medical insurance protects you against any medical expense while traveling.

Ideally, you need a combination of the two when traveling. 

Imagine these scenarios:

You are in Darwin, Australia when a cyclone hits the area. The city is devastated by the cyclone and all services shut down. You have to be evacuated and sent home. Your travel insurance will cover you for this. You do have travel insurance don’t you?

Your luggage goes missing in India. You need to buy new clothes and fast. Can you afford it in your budget? Of course you can, you took out traveler’s insurance – didn’t you?

Or what if you go surfing in Hawaii and take a big wipeout? You are so severely injured you need surgery and major medical assistance, and then are airlifted home. But that’s okay – your travel medical insurance covers all that. You have got it, haven’t you?

Travel insurance is there to protect you in case bad things happen on your trip. It is a necessary expense. Overseas medical costs can be astronomical if you are not insured. And if you are injured in a developing country, medical attention may not be as good as at home. If you are insured you can get flown home and attended to at no cost.

Every year the government deals with thousands of cases of travelers being injured, falling ill or dying overseas. This is a distressing situation for all involved, but made even worse when the travelers are not insured, often leaving them with huge bills to pay. Hospitalization in other countries can cost over one thousand dollars a day. Medical evacuations can be in the hundreds of thousands of dollars and if you die in Europe, it can cost over ten thousand dollars to bring your body back home. If you do not have travel insurance you have to cover these costs yourself (or your family will have to find the money).

Travel insurance is a cost you need to budget for. If you don’t take it out, your medical expenses could cost a whole lot more. Insure yourself and travel safe.

This article is brought to you by: Stuart S. Travel – Your Online Travel Guru

www.stuartstravel.com

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About Author

Stuart S. Travel / Your All World Online Travel Guru:
Sherry Hardesty has been a professional flight attendant for over 15 years. Her experience is extensive and she provides professional travel consulting and booking services at http://www.stuartstravel.com

Traveling in a group? You are the holiday packagers dream! Imagine being able to offload bulk airline seats, rail passes and entertainment packages in one booking. A group traveling is a wanted commodity and because of this you can secure great deals for your group. But as always, beware of any hidden ‘extras’ such as cancellation policies and preferred partners when stepping outside the package. Be prepared to shop around for the best deal. 

Here are some tips for the traveling group on a budget:

1. Travel insurance can be bought through some companies where savings can be ten percent or more. A group usually consists of four or more. Contact a number of travel insurance agencies and compare quotes.

2. Pack as many people as you can into your hotel room (keeping it legal). The more heads in the room, the higher the number to divide the cost by.

3. Renting a car when traveling in a group of four is usually cheaper than buying travel passes – and more convenient.

4. Food, guidebooks, taxi fares can all be split between the group bringing costs down.

5. Rail passes for groups or pairs may find discount offers in some countries.

6. Some airlines offer discount rates to groups of ten or more traveling together.

7. Group package bookings that have everything included in the price will have all expenses covered so you won’t be surprised by any extra costs, apart from shopping!

8. Discount holiday packages for large groups of travelers are offered through a number of travel agencies. Sports fans may be able to travel to big events using one of these travel packages for much cheaper than organizing it on their own.

If you want to join a group tour so you don’t have to travel alone consider all the pros and cons. Will there be like-minded people? Is there any flexibility to the travel arrangements? If not, will this outweigh the savings you’ll make on joining the tour? Some travelers like the convenience of all the travel arrangements being made for them. Group tour operators will find the best fares and reputable places to stay in. This saves you the hassle but it may mean that some of the cultural experiences you want will have to be put aside for the relatively cheaper ride.

Traveling in a family group can also benefit from a number of offers. Inform your booking agent that it is a family and ask about any special offers or deals. Can you visit any amusement parks or tourist attractions at family discount rates?

When traveling in a group, never be afraid to ask for a discounted rate. Everyone involved in the tourism trade is looking to get large numbers on seats or through doors. Groups are welcomed and catered for accordingly.

This article is brought to you by: Stuart S. Travel – Your Online Travel Guru

www.stuartstravel.com

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About Author

Stuart S. Travel / Your All World Online Travel Guru:
Sherry Hardesty has been a professional flight attendant for over 15 years. Her experience is extensive and she provides professional travel consulting and booking services at http://www.stuartstravel.com